Economic Damages in Multi-Car Accident Claims
Economic damages, often referred to as “special damages,” are quantifiable costs directly tied to the accident. These damages are straightforward to calculate due to the availability of receipts, bills, and pay stubs. Here’s what they typically include:
1. Medical Expenses
Medical bills are often the most significant portion of economic damages after a multi-car accident. Victims are entitled to recover both current and future medical costs related to the injury. This includes:
- Emergency room visits
- Hospitalization
- Surgeries and procedures
- Prescription medications
- Physical therapy or rehabilitation
- Assistive medical devices (e.g., wheelchairs, prosthetics)
For example, if you’re undergoing ongoing physical therapy for a back injury sustained in the accident, future therapy sessions can also be part of your claim.
2. Lost Wages
If your injuries force you to take time off work, you may be entitled to recover lost wages. This applies whether you’re employed full-time, part-time, or working as a freelancer. Lost wage claims include:
- Regular salary or hourly pay
- Bonuses or commissions missed during your recovery period
- Paid time off (PTO) that you were forced to use
For more severe injuries resulting in long-term or permanent disability, you can also claim for loss of earning capacity. This compensates for the diminished ability to earn income in the future.
3. Property Damage
After a multi-car accident, your vehicle will likely need repairs or, in many cases, be declared a total loss. Damages for vehicle repair or replacement are recoverable. Additionally, compensation may extend to any personal property damaged in the crash, such as electronics, tools, or items within the car.
4. Other Out-of-Pocket Costs
Victims often face a host of unexpected expenses following an accident. These may include transportation to medical appointments, hiring household help during recovery, or childcare costs.